In some cases, dentists recommend dental implants over other means of replacing missing teeth. However, the overall cost of getting one dental implant can be $1,000-$3,000. For this reason, you need to find the most effective options for paying for the implants.
Your first option is to see if your current dental insurance covers some of the cost. Some plans cover different aspects of the procedure such as removing any teeth or they cover the cost of the materials used.
If you do not need the implant immediately and your current plan does not cover any portion of the procedure, you do have another option. You can choose to shop around and look for other insurance plans that do cover some of the costs.
With this method, you will most likely have to wait a specific amount of time before you can get the implant. Most dental insurance plans have a waiting period for expensive procedures, so that people do not purchase the plan, use it once and then cancel it. If you do not mind waiting, then this could be a good option for you to consider.
Another option you have will not pay for the dental implant, but it can reduce the overall amount of the procedure. Some discount plans, which are membership programs, offer reduced prices for those who pay for the service.
However, it is important to check with your dentist first, so you can find out which discount plans they accept. Once you know which ones they will accept, you can look through the different companies that offer the plans.
One added benefit is that many of these companies allow you to customize your plan. This means that if you only want a reduction for specific services, you only pay a membership for those services.
Dental Credit Cards
Dental credit cards are another option you should look into. These cards work like a traditional credit card, but you can only use them on dental services. Many of them have low interest rates and specific repayment terms. Additionally, most dentists accept this as a viable payment plan.
One last option you can look into is whether your dentist offers a payment plan. For emergency or low-income families, some dentists will give their patients the option of making smaller payments to pay for procedures.
For the more expensive procedures like dental implants, the dentist may require an upfront payment. Therefore, before you decide on getting your dental implants, it is best to consult your dentist and see what type of payment options they accept.
For more information on dental implants, contact a professional like Dr. James Oline.